Privacy Policy for SpendFlow

Effective Date: February 2026

Last Updated: February 2026

1. Introduction

SpendFlow ("we", "our", or "the App") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and the choices you have when using our mobile application.

2. Information We Collect

2.1 Authentication Information

• Email address
• User ID
• Authentication tokens (managed securely via Supabase Auth / OAuth providers)

2.2 Financial Information (User-Provided)

• Income records
• Expense entries
• Budgets
• Recurring transactions
• Savings goals

All financial data is entered by you and stored securely in our database.

2.3 App Preferences

• Dark mode settings
• Preferred currency
• Other personalization settings

2.4 Device & Usage Information

• Device type
• Operating system version
• App version

This information is used solely for app performance monitoring and crash reporting.

3. How We Use Your Information

We use collected information to:

• Provide and maintain app functionality
• Authenticate users securely
• Store and sync financial records
• Improve app performance and user experience
• Fix bugs and technical issues

4. Data Sharing

We do not sell or rent your personal information.

We may share data only with trusted third-party service providers necessary to operate the app:

• Supabase – for authentication and secure database storage

5. Data Security

All data transmitted between your device and our servers is encrypted using HTTPS (TLS encryption). We implement reasonable administrative and technical safeguards to protect your information.

6. Data Retention

We retain your data for as long as your account remains active. If you request account deletion, your personal and financial data will be permanently deleted within a reasonable timeframe, unless retention is required for legal or security purposes.

7. Account & Data Deletion

You may request deletion of your account and associated data by visiting:

Account Deletion Request

Upon verification, we will permanently delete:

• Your authentication information
• Your user-generated records

8. Your Rights

You have the right to access, update, or request deletion of your personal data. You may contact us for any privacy-related concerns.

9. Children's Privacy

SpendFlow is not intended for children under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated revision date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: jzotechstudio@gmail.com